HOLDING FRANK B JR

Frank B. Holding Jr., Chairman and CEO, has demonstrated a consistent pattern of insider transactions focused exclusively on purchasing shares of First Citizens BancShares, Inc. (FCNCA), as evidenced by SEC Form 4 filings. Over the course of 44 transactions, Holding has acquired shares totaling approximately $3,046,523.79, with no recorded sales. This unidirectional activity underscores a clear bias toward accumulating equity in the company he leads. Recent filings highlight a continuation of this trend, with 14 purchases in the past year alone, including notable transactions such as a $207,700 acquisition on March 13, 2026, and a $142,600 purchase on March 19, 2026. These sizable investments reflect a sustained commitment to increasing his stake in FCNCA. The transactions span several years, with significant purchases dating back to August 7, 2025, when Holding acquired shares worth $509,250 and $255,000 on the same day. While some filings indicate gifts (coded as "G") with no associated monetary value, the majority of his activity involves direct purchases (coded as "P"), reinforcing his focus on equity accumulation. This pattern aligns with his role as Chairman and CEO, suggesting a long-term investment strategy in the company’s performance. The absence of any selling activity further emphasizes Holding’s confidence in FCNCA’s prospects and his personal financial alignment with the firm’s success.