Karam Celia

Karam Celia, President of Retail Bank at Capital One Financial (COF), has demonstrated a consistent pattern of selling activity in the company’s stock, with no recorded purchases across 24 transactions totaling over $8 million in proceeds. The bulk of Celia’s disposals occurred through open-market sales (code "S"), including a $2.42 million transaction on May 8, 2024, followed by additional sales of $640,488 in December 2025 and $504,338 in January 2026. Smaller but repeated sales occurred in early 2026, including $460,071 on February 2 and $312,476 on March 2. Alongside these outright sales, Celia has regularly disposed of shares through tax-withholding transactions (code "F"), typically tied to vesting events, with notable amounts such as $939,313 in March 2024 and $622,381 in March 2026. The absence of any buy transactions suggests a one-way liquidity trend, with Celia systematically reducing exposure to COF stock over the past two years. While tax-related dispositions are routine for executives managing equity compensation, the recurring open-market sales—particularly the larger 2024 and 2025 transactions—indicate an ongoing effort to monetize holdings. The activity is concentrated solely in Capital One, with no diversification into other securities. The most recent sales in early 2026, though smaller in scale, reinforce the continuation of this divestment pattern.